These Terms of Service ("Terms") govern your use of DAVID E RAIGOZA FINANCIAL SERVICES ("we," "us," or "our") website and services. By accessing our services, you agree to these Terms.
The David E Raigoza Financial Services Insurance Alerts program sends SMS notifications for:
Appointment confirmations & reminders
Rescheduling updates
Customer support communications
SMS notifications are only sent to customers who have explicitly opted in via our website at www.davidraigozafinancialservices.com or through our scheduling forms. Opt-in is collected through a dedicated checkbox for SMS consent.
You can cancel the SMS service at any time by replying "STOP" to the number that sent you messages.
Upon sending "STOP," we will confirm your unsubscribe status via SMS.
After confirmation, you will no longer receive SMS messages unless you re-opt in.
If you experience issues with the messaging program, reply with "HELP" for assistance.
You can also contact us at [email protected] or call (210) 574-7860 during business hours.
Carriers are not liable for delayed or undelivered messages.
Standard message and data rates may apply for messages sent to and from us.
Message frequency varies based on your service usage and appointment schedule.
For questions about your text or data plan, please contact your wireless provider.
Our SMS program works with all major U.S. wireless carriers , including:
AT&T
T-Mobile
Verizon
Sprint
Most regional carriers
You must be 18 years or older to participate in our SMS program.
For privacy-related inquiries, please refer to our Privacy Policy
This website ("Site") is owned and operated by David E Raigoza Financial Services ("Company," "we," or "us"). By using the Site, you agree to these Terms of Service , our Privacy Policy , and any additional terms and conditions related to specific services.
Accessing this Site constitutes acceptance of these Terms.
We reserve the right to update or modify these Terms at any time.
Continued use of our Site implies acceptance of the modified Terms.
This Site and all content on it belong to us or our licensors.
Materials on this Site are protected by copyright, trademarks, and intellectual property laws.
You may not copy, reproduce, modify, upload, post, or distribute any content without explicit permission.
You may download and print one copy of Site materials for personal, non-commercial use , as long as you retain all copyright notices.
By posting content (e.g., comments, photos, reviews) on our Site or social media:
You confirm that you own the content or have the necessary permissions.
You grant us a royalty-free, perpetual, non-exclusive, worldwide license to use, modify, distribute, and publicly display your content.
Our Site may contain links to third-party websites.
We do not endorse or guarantee the accuracy of content, products, or services provided by third parties.
The Site and services are provided “as is”, with no guarantees regarding accuracy, reliability, or availability.
We disclaim all warranties, including fitness for a particular purpose.
We are not responsible for errors, service interruptions, or technical issues.
You agree to indemnify and hold harmless David E Raigoza Financial Services, its affiliates, and employees from:
Claims, damages, or liabilities arising from your breach of these Terms.
Unauthorized use of our Site or services.
Some areas of our Site allow purchases from third-party vendors.
We are not responsible for the quality, accuracy, or reliability of third-party products/services.
Any purchases made through third-party vendors are between you and the vendor.
You may be required to create an account to access certain features.
You must provide accurate information during registration.
You are responsible for your account security , including passwords.
If you suspect unauthorized account access , notify us immediately at [email protected].
We reserve the right to terminate or suspend your access to our Site and services without notice if:
You violate these Terms.
You engage in fraudulent, abusive, or unlawful behavior.
You attempt to interfere with our website’s functionality.
Upon termination, you must stop using our Site and delete any content obtained from it.
These Terms shall be governed by the laws of the State of Texas, USA.
Any disputes shall be resolved through binding arbitration in San Antonio, Texas.
We may update these Terms of Service periodically. The latest version will always be available on our website with the effective date.
For any questions regarding these Terms of Service, please contact us:
📍 David E Raigoza Financial Services
📞 Phone: +1 (210) 574-7860
📧 Email: [email protected]
🌐 Website: https://healthcoveragesubsidy.com
By using our website and services, you consent to these Terms of Service.