DAVID E RAIGOZA FINANCIAL SERVICES ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging opt-in data is kept strictly confidential.
We collect the following types of information:
Name, email address, phone number, and physical address
Payment information when you make a purchase or request a quote
Opt-in records and timestamps for all communication channels (SMS, email, etc.)
IP address, browser type, and device information
Website usage patterns and analytics
Cookies and similar technologies
Records of inquiries and service requests
Appointment details and preferences
Service history and feedback
We may use the information we collect for the following purposes:
To provide and maintain our services
(insurance consultations, policy management, customer support).
To improve user experience and website functionality
(navigation, customization, analytics).
To process transactions and fulfill orders
(payments, confirmations, billing records).
To communicate with you
(updates, promotions, appointment reminders, support).
To comply with legal obligations
(regulatory requirements, fraud prevention, legal compliance).
We do not sell or share your information with third parties for marketing purposes.
By opting into our SMS messaging services, you agree to receive text messages related to our services, including:
Appointment reminders
Customer support messages
Important updates regarding your insurance policies
You will only receive messages if you have explicitly opted in.
We maintain timestamped records of all opt-in actions.
We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws.
You can cancel SMS notifications at any time by replying "STOP".
You will receive a final confirmation message , and no further messages will be sent unless you re-opt in.
All opt-out requests are processed within 24 hours.
Message frequency varies based on your interactions with our business.
Messages will be directly related to the services you have requested.
We do not send promotional content without specific consent.
Reply "HELP" for assistance or contact us at [email protected].
Customer support is available during regular business hours.
Standard message and data rates may apply.
Carriers are not liable for delayed or undelivered messages.
Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.
Your SMS opt-in data and consent records are never shared with third parties. The only exceptions are:
Service providers who facilitate the delivery of our text messages.
Legal requirements (e.g., court orders, regulatory compliance).
We implement strict data protection measures to safeguard your SMS opt-in information and consent records.
A. Service Providers:
Third-party vendors who assist in our operations (e.g., payment processing, appointment scheduling).
SMS aggregators and providers solely for delivering messages you've consented to receive.
All service providers are contractually obligated to maintain confidentiality and security.
B. Legal Compliance:
If required by law, legal process, or to protect our rights.
In response to valid law enforcement requests or court orders.
C. Business Transfers:
In case of mergers, acquisitions, or sale of assets.
Your data remains protected under the terms of this policy.
We implement and maintain reasonable security measures to protect your personal information:
✔ Encryption of sensitive data in transit and at rest
✔ Secure access controls and authentication mechanisms
✔ Regular security assessments and updates
✔ Employee training on data protection
✔ Breach notification protocols in accordance with applicable laws
✔ Secure backup systems and disaster recovery procedures
Despite these measures, no method of transmission over the internet or electronic storage is 100% secure. We strive to use commercially acceptable means to protect your personal information but cannot guarantee absolute security.
We use cookies and similar technologies to:
✔ Analyze site traffic and user behavior
✔ Remember your preferences
✔ Improve website functionality and user experience
✔ Measure the effectiveness of our services
Managing Cookies: You may control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our website.
You have the right to:
✔ Access, update, or delete your personal information
✔ Opt-out of marketing emails by clicking "unsubscribe" in our emails
✔ Opt-out of SMS messages by replying "STOP"
✔ Request information on how we process your data
✔ Withdraw consent at any time for future communications
✔ Lodge a complaint with a regulatory authority if you believe your rights have been violated
To exercise these rights, please contact us using the information in Section 10.
Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies . This Privacy Policy applies only to information collected by DAVID E RAIGOZA FINANCIAL SERVICES.
We may update this policy periodically. The latest version will always be available on our website with the effective date. For significant changes, we will notify you by email or through a notice on our website.
If you have any questions or concerns about this Privacy Policy, contact us at:
📍 David E Raigoza Financial Services
📞 Phone: +1 (210) 574-7860
📧 Email: [email protected]
🌐 Website: https://healthcoveragesubsidy.com/
By using our website and services, you consent to this Privacy Policy.